So I don’t mean to brag but I have been killin’ it with credit cards every since I got my first one.
By ”killin’ it” I mean my money saved is substantially higher than my money lost.
I’ve never paid interest and in the six years I have had credit cards I have only had one late fee.
While they may have snagged 30 bucks from me for that one late payment, the few thousand in cash bonuses and cash back I have earned with my credit cards makes me a winner.
And I want to make you a winner too so keep reading to find out how.
How To Make Money With Credit Cards
I know you clicked on this post to find out the best credit cards for families and I promise I’m getting their.
Before I do though I would feel like a monster if I didn’t give you a quick lecture.
The only reason I have made so much money with my credit cards are because of the following reasons.
I am extremely responsible.
I pay my balance in full every month on my credit cards that charge interest if I don’t pay in full.
I never rack up a balance I’m not 100% sure I can pay off before the interest free period runs out.
If you don’t do this you will get charged interest and late fees and get yourself into trouble with debt.
Why I’m Recommending These Cards
I’m recommending these cards to help families earn cash back on money they’re already going to spend.
These credit cards offer cash bonuses. One card will even give you $200 if you spend $500 in your first 3 months.
They also offer cash back on common family purchases like groceries, household items, gas, school clothes, diapers, etc.
So I’m not saying hey guys get these credit cards so you can buy a bunch of goodies you can’t afford.
I’m recommending these cards because instead of paying for things like groceries in cash, use one of these cards to get 3% off and then use your cash to pay off the card.
Which means 3% more money in your pocket.
Now that we’re clear on that, let’s get to the best credit cards for families.
5 Best Credit Cards For Families
Rakuten
If you’re not familiar with the name, Rakuten is the new name for Ebates.
Rakuten is a website that pays you cash back on purchases that you make online.
Now, on top of that cash back they’re giving you an extra 3% cash back on all purchases when you shop through Rakuten with your Rakuten Visa Card.
The Rakuten card is great for everyone but especially great for families come Christmas time when you’re doing a lot of online shopping for your family.
A lot of stores on Rakuten, like Amazon, Carter’s, Walmart, and Kohl’s offer 5% or more cash back.
So if you use your Rakuten card that’s 8% or more cash back on your purchases!
Details:
- 3% extra cash back when you shop through Rakuten
- $10 bonus after you make your first purchase
- 1% cash back everywhere else visa credit cards are accepted
- fraud protection
- no annual fee
Learn more about the Rakuten Visa Card HERE
Amazon Prime
If you have a family and you shop on Amazon you need the Amazon Prime VISA card.
You must be an Amazon Prime member to get the card. If you sign up here you can get a free 30 day trial.
Details:
With this card you get all the perks of having Amazon Prime:
- free two day delivery
- Exclusive coupons and discounts
- 20% off all diapers
- Prime video
- Prime music
- Twitch Prime gaming
Plus with the card:
- 5% back at Amazon and Whole Foods
- 2% back at restaurants, gas stations, and drugstores
- 1% on all other purchases
- fraud protection
- no annual fee
Get started with your free 30 day Amazon Prime trial HERE
Target
If your family frequently shops at Target then you are going to love the Target RedCard.
Details:
- 5% off all target purchases
- free two day shipping
- exclusive card holder offers
- extended 30 day return time
- 10% off on your target card anniversary
- 10% off at hotels.com
- no annual fee
Learn more about the Target RedCard HERE
SavorOne
If you have a family you know that eating out and entertainment is expensive.
This is why I absolutely love my SavorOne Credit Card.
SavorOne has a nice cash bonus and high percentage cash back on dinning and entertainment so my family can save money going out to dinner and the movies.
Details:
- 3% cash back on dining & entertainment
- 2% cash back on groceries
- 1% cash back on all other purchases
- $150 cash bonus when you spend $500 in your first 3 months
- fraud protection
- no annual fee
Learn more about the SavorOne Credit Card HERE
Chase Freedom Unlimited
The Chase Freedom Unlimited Credit Card is the best card for families who want a quick easy to get cash bonus.
With this card you get $200 when you spend $500 in your first 3 months.
That is the highest easiest cash bonus you will come across.
Details:
- $200 cash bonus when you spend $500 in your first 3 months
- 0% interest for 15 months
- 1.5% unlimited cash back on every purchase
- fraud protection
- no annual fee
Learn more about the Chase Freedom Unlimited Card HERE
There you have it! 5 best credit cards for families to save money and earn some money too. If you liked this post please consider giving it a share on Pinterest. Thank you ❤️
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